Virtual addresses with lockers and a service to get your ID and a bank account

The Problem

There is a catch-22 situation where homeless people need an address to get ID and a bank account, and need a bank account to pay for the ID.

The Solution

Install lockers in local council and housing association offices that rough sleepers can use as an official address. Combine this with a service that makes it very easy to request any missing ID documents (Birth certificate, NI No, Passport), scan them into a virtual locker (and put them in the physical one) and then use these ID documents to open a bank account.

Who It'll Help

Rough sleepers

How It'll Help

By giving an address By making it easy to navigate the red tape of getting new documents By making it easy to open a bank account


Jennie Ellis, Wates